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Investment gold

Usage guide

Gold Account
User guide
Gold Account - Gold is more accessible than ever! 
The safest way to own and manage physical investment gold!
Gold Account is a digital platform for investing in certified physical precious metals of the highest purity: investment gold (Au 99.99%), silver (Ag 99.99%), platinum (Pt 99.95%) and palladium (Pd 99.95%). It is designed for those who want to accumulate tangible assets with a proven history and manage their investment portfolio transparently and professionally, 24/7, from anywhere in the world.
How do I start using Gold Account?
There are four steps to getting started with the Gold Account platform:
1
Create an account on the website
Register on the Florinus website and create a user account. This is the first step towards using Florinus services.
2
Apply for access to the Gold Account platform
Log in to your account at www.florinus.lt and apply for access to the Gold Account investment platform. Select “Apply” in your account or the main menu, and read the Gold Account rules, privacy policy and special terms and conditions.
3
Complete KYC (Know Your Client) verification
When applying, you must verify your identity by completing the KYC questionnaire. Know Your Client checks help prevent money laundering and terrorist financing and ensure compliance with international sanctions. This ensures clear ownership of assets, security and transparent operation of the platform.
4
Activate your account and start investing
Once your identity is verified and you have signed the application electronically using Mobile-ID or Smart-ID, your Gold Account becomes active. You can then start building your precious metals investment portfolio, buy and sell remotely, and track changes in the value of your investments in real time.
Why invest in precious metals with Gold Account?
Start investing with just a few euros:
Gold Account lets you invest in very small quantities of precious metals, starting from 31 mg of gold. This turns investing into a regular habit rather than a single major decision.
*Investment gold is exempt from VAT.
Monitor your portfolio in real time:
The platform lets you track changes in your portfolio value in real time, see clear buying and selling prices, and make decisions when the time is right for you. Invest 24/7 from a computer, phone or tablet, anywhere in the world.
Straightforward liquidity
Gold Account guarantees a 24/7 buyback service for your investment metals. You can sell your metals at any time and receive payment by bank transfer or collect cash (up to €5,000) at your chosen Florinus branch. You can also collect the physical investment metals or arrange delivery to your specified address.
The highest level of security
Your assets are kept in Florinus vaults to the highest security standards, with more than five levels of control, Grade V safes, biometric and digital access controls, and the four-eyes principle. This ensures physical asset protection and clear oversight.
Financial flexibility (in development)
The next development phase is planned to allow you to use your accumulated precious metals as collateral for a short-term loan. This will let you temporarily pledge your investment assets when you need working capital, without having to sell them.
A practical solution for second-pillar pension funds
Gold Account can be a sensible option for people who want to turn withdrawn second-pillar pension funds into real, liquid assets they can manage, rather than spend them on consumption.
An alternative to third-pillar pension saving (B2B)
Solutions for business clients are also planned. Regular investment in precious metals could become a tool for motivating employees and promoting financial literacy.
Universal appeal and historical value
Precious metals are widely held in the portfolios of central banks, funds and private investors. Gold Account lets you accumulate and manage these assets through a digital platform, with clarity, transparency, security, liquidity and full control over your investment portfolio.
Gold Account now makes physical investment gold accessible to everyone: a real asset with no bankruptcy risk, independent of politics or any particular institution.
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